Weekly Photo Challenge: A Grave Silence

Nothing is more silent than unfinished melodies….unexpressed thoughts…..broken dreams, dead or alive.  We all think we are going to live forever, especially when we are young.  We have all the time in the world.  Some adults tell young people this.  It is not true.  No one is guaranteed anything.  Not even tomorrow.

Make the most of today and what you have.  Don’t wait for things to change, get better or even “perfect,” whatever that is.  Don’t allow time and circumstances to make you complacent or worse to simply give up.  There is no “do-overs” in our lives.  I don’t subscribe to the “live for today” in a selfish manner of partying til you puke and having sex with anything that moves philosophy of the current mainstream media portrayal of our culture, which is really not at all accurate.  I do say that if there is something you have always wanted to do and it’s realistic, then you need to make it happen.  This does not mean you will succeed in your dream or plan but as long as it’s realistic and real effort is applied, there is hope that you will succeed.

I no longer condemn myself for my failures or shortcomings in my life.  There were times when I did “bite off more than I could chew” and was simply not ready for the extreme work and expertise required for what I wanted to achieve.  There were other times that I waited too long and my aspirations were no longer relevant to the time or even to me personally anymore.  You outgrow things, it happens.  Nothing in life is perfect but if you listen to all the experts paid to tell us our lives by the mainstream, as long as you do what they tell you to do “Nothing Can Go Wrong….”  One of the echoing sentiments from the movie “Westworld” if any of you are familiar with it.  They were wrong.

 

Tax Problems?

Shortly after leaving the Internal Revenue Service I sat down and wrote a book to help all taxpayers based on what I experienced in their collection area.  After actually being in the belly of the beast, the very heart of what the IRS exists for, I saw that they were really not as bad as people tried to make out.

In the past I had a couple of issues with them because I did not claim some early retirement withdrawal in which tax was withheld before I received it and I genuinely thought I didn’t have to declare it because they had to have already known about it.  Oh how innocent I was!  Another time I didn’t realize there was something called EIC that I qualified for because of a drop in my income.  I’m sure many people don’t know any better when they are about to file.  In fact most IRS issues are genuine failure to follow through because you think you are not liable to do something from filing to reporting things.  The IRS will give you the benefit of the doubt if this is your first time making the mistake.  If it slips your mind again, forget it and that’s only fair.  One time I owed tax the other instance, they gave me a refund because of a credit I didn’t know I had coming.

Most of the time I handled the incoming calls from those that had levies and liens issued against them.  That is the area that also issues these collection actions.  The taxpayers are sent several notices before their cases are transferred to the Automated Collection System for further collection action.  They will try to call you and send you additional notices depending how many you were previously sent.  If you don’t call within the time frame given, they will issue liens on any property you may have and levy bank accounts or your wages.  You have to respond even if you cannot pay or don’t plan to file.  It will go much better for you and the representatives will go over many options to resolve any issues you have that you probably are not even aware of.  They will actually be able to stop or prevent collection against you regardless of what you owe if you are currently in a hardship status.

My book was to let people know easiest and best ways to resolve their individual tax problems without the added expense of a third party.  It is very easy to deal with the IRS.  There are not ways they will trick you or any other such nonsense.  Make no mistake they will want you to “full pay today” as they are required to ask you, but as long as you tell them what you are able to do, they will work with you.  Many so-called tax resolution experts are not who they say they are and most are either fraudulent or incompetent at best.  In the years I was there, we talked to thousands of people that were defrauded by just such people by thousands of dollars they could have used to pay towards their tax liabilities or used towards an Offer-in-Compromise if qualified.

Notice how the tax resolution commercials all seem to say to contact them if you owe over $10,000.  That’s ridiculous!  Any legitimate expert will take your case regardless if you owe anything and work out a reasonable fee with you.  These companies hope that the more you owe, the more you won’t miss the $2,000 on up fees for pretending to represent you.  Yes there may be legitimate tax accountants and attornies, there has to be, but don’t just go with anyone.  Make sure who you are dealing with before you make any business deals or sign anything.  Be sure they are referred by someone you trust and respect.  There were many that were taken advantage of by relatives or relatives of friends of theirs.

DntMsWIRS5

For the time being, I can only offer “Don’t Mess With The IRS An Unauthorized Customer Service Guide to Resolving Your ACS Collection Issues” by sending a postal money order or cashiers check to:

Please send $14.95 + 3.50 for shipping and handling to: Po’ Girl Publications, PO Box 2464, Dearborn Mi 48123.  Michigan residents please include 90 cents additional for sales tax.

I promise to post more information regarding tax information and resolution in short increments in the future.

IRS Self-Help

I apologize that I have sorely neglected information regarding IRS tax resolution, which I used to do for a living.

As an expert in IRS tax collection matters, I am recommending “Don’t Mess With The IRS” as an inexpensive way to resolve any ACS tax collection issue from non-filing to options for paying any penalties or back tax.

The book also covers very important information on how to go about resolving your issues so that you cover every base.  What to do before you call such as having a working pen and paper to write down ALL the information you are given because deadlines are very important and time frames to resolve are always given to the taxpayers.  How to get legitimate legal representation if you should need it is covered as well as what you can expect during your initial contact with the IRS.  This book is invaluable if you have any Federal tax issues or expect to have them.

For the time being, I can only offer “Don’t Mess With The IRS An Unauthorized Customer Service Guide to Resolving Your ACS Collection Issues” by sending a postal money order or cashiers check to:

Please send $14.95 + 3.50 for shipping and handling to: Po’ Girl Publications, PO Box 2464, Dearborn Mi 48123.  Michigan residents please include 90 cents additional for sales tax.

More information to come regarding Amazon.com.  Thank you and sorry for any inconvenience.

 

T-Day Information

Tax Day!!!

This is the day that everyone who owes tax hates.  Really hates.

Some will chose to ignore it completely and those are the ones that will really benefit from my book “Don’t Mess With The IRS“.

For the time being, I can only offer “Don’t Mess With The IRS An Unauthorized Customer Service Guide to Resolving Your ACS Collection Issues” by sending a postal money order or cashiers check to:

Please send $14.95 + 3.50 for shipping and handling to: Po’ Girl Publications, PO Box 2464, Dearborn Mi 48123.  Michigan residents please include 90 cents additional for sales tax.

This realistic self-help book explains how to file late returns and take care of any back tax issues to your benefit.  Do not believe all the hype those so-called tax resolution experts advertise for getting pennies on the dollar.  If it was that easy, who would ever pay their taxes when due?  There are times when an Offer in Compromise is a realistic and acceptable option but you would be able to verify this for yourself by going to the official irs.gov website to see if you even qualify.  You can write up the offer yourself with a little work.  The workbook the IRS sends you to do this is pretty self-explanatory.  Sure beats paying someone thousands of dollars that you could be using towards your tax obligation.

Please be aware of the many unscrupulous people there are out there advertising that they can help you with any tax issue or get you a bigger refund, especially since the IRS offers all kinds of free filing help for qualified individuals.  Do not pay unless you have to.  Please refer to the irs.gov site to verify if you qualify.  If not, be aware of anyone you select to help you file no matter what their title is.  I have seen all kinds of cons and scams regarding tax reporting.  Sometimes the taxpayer is in on it.  If anyone asks you to fudge something or tells you that you don’t need documentation for your deductibles don’t use them.  It will always come back to bite you and your accountants or preparers are not liable for these returns no matter how poorly or fraudulently they are prepared.  You the taxpayer are accountable.  If you sign the return, you better know what you are signing.

I worked with some individuals years ago that told me there were fraudulent tax preparers that asked them to pretend to be self-employed so they could file false returns and split the refund generated from the fake return.  Just remember yours in the only neck that will be on that chopping block when the IRS finally realizes the return was falsified and you signed it.  By that time, the preparer is long gone.  Since crooks like this usually have a number of people they do this with, it does not take long for that preparer to be linked to a number of fraudulent returns and quicker still to verify the other returns they signed as a preparer on.  Computers are great for this purpose.

Please refer to my previous posts for more filing information as needed as well as the official IRS website irs.gov.

Again “Don’t Mess With The IRS” is a must have for anyone that has to contact the IRS for any tax issue.  $14.95 is a much better price than losing thousands to someone who may not even attempt to resolve your IRS problem.  There is a chapter that addresses the decision to hire a representative and the best way to prevent being scammed.

DntMsWIRS5

 

Don’t Mess With The IRS

Don’t Mess With The IRS An Unauthorized Customer Service Guide to Resolving Your ACS Collection Issues is an overview of much-needed information on what to expect when you contact the IRS for tax resolution after your case has been sent to Collections for Individuals, the self-employed and small businesses.  It covers various topics including unfiled returns, various tax deficiencies and the  penalties and interest involved.  Explains how to resolve most issues and what to expect when you are not compliant and how to address any collection actions such as liens on property and levies (ganishments) on your banks or your wages. 

This book tells you what your options are when you feel your back is up against the wall with your Federal taxes and what your rights are as a taxpayer.  You will be coached and warned how you can legally resolve most issues without the help of any costly tax resolution company, that will sometimes cause you more harm than good.  Shows you how you can prevent collection action as well as how to get your levies released and depending on the issue, a lien withdrawn, not released.  The book explains how important it is to know the difference between the two.  The ever promised “Offer in Compromise” (pennies on the dollar) will be explained so you can verify in advance if you even qualify for it.  Few do, but most tax companies will lead you to believe otherwise. 

To order a copy of this Federal tax self-help book, send postal money order or cashier’s check only for$14.95 + 3.50 postage & handling =$18.45 total (Michigan residents add the additional 90 cents sales tax) =$19.35 to: Po’ Girl Publications, PO Box 2464, Dearborn Mi  48123.  Allow 2-4 weeks to receive.

ytbdmwtirsbookcoverj

%d bloggers like this: